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I use Belairdirect for my car insurance. Their agents are not paid commission. This reminds me of Tesla - their service technicians are also not paid commission

It was super fast for me to get through. They have a good app and website and January is a slow month and I rang in the morning.

...

They will do car insurance for a business but they do keep their focus on home and car insurance and were not going to offer me products outside of that core focus. I respect that - it makes sense.

Much cheaper to get rental - 60k limit. Good idea.

Tesla - gets roadside assistance so I don’t need that.

4 year depreciation coverage - seems worthwhile.

$30 a year - no to waiver deductable for $1000.00.

2 million coverage - good for hitting the van of 5.

No more that 6 months outside of Ontario.

There is a lot of insurance fraud.

2777 per annum

2864 per annum is what I got once the coverage was for 2 million.